News that former One Direction star Liam Payne passed away without a will has brought renewed focus to the importance of proper estate planning. Liam’s estate, reportedly worth £24 million, will now be subject to the statutory rules of intestacy. As he was unmarried at the time of his death, his...
At EYES on St Albans, we know the look. That squinty, screen-weary stare. The “I’ve been in back-to-back Zooms and now I can’t remember what natural light feels like” expression as you arrive on the sunny side of Marshalswick wondering whether it’s appropriate to put your sunnies on when it’s...
With unused pension funds set to form part of the estate, savers with large pension pots will be considering their options. With the right planning you can negate or reduce an IHT liability. Lumin Wealth’s Managing Director, Martin Cotter, explains more. From 6 April 2027, unused pension funds and death benefits...
(or How to Protect Your Teen’s Eyesight Without Them Noticing - Stealth tactics for parents of GCSE and A-Level warriors) Ah, exam season in St Albans. The scent of blossom in the air, birds singing merrily — and inside every home, a teenager buried under revision notes, blue light blazing from...
At EYES on St Albans, we’re all about celebrating the people, places and passions that make our city so brilliant. That’s why we’re absolutely delighted to announce that we’re one of several awesome businesses sponsoring St Albans Rugby Club’s 2025 charity kit. A Partnership Rooted in CommunityThis is a huge moment...
Suffering a life changing injury is an incredibly emotional and challenging experience. It can leave you feeling overwhelmed, uncertain about the future and concerned about how to manage your finances. Receiving compensation after a personal injury can offer much-needed relief — but safeguarding that money is just as important, especially to protect...
Many people have large amounts of money in savings accounts, but holding too much cash in short-term products can be detrimental to wealth-building efforts. With savings rates falling, you risk sabotaging long-term returns. Lumin Wealth’s Managing Director, Martin Cotter, explains more. Analysts may be expecting a slower rate cutting cycle, due...
Spring is in full swing here in St Albans - the trees are in blossom, the birds are chirping, and for many of us, the pollen is pummelling. Hayfever season can be a beautiful nightmare, especially for your eyes.If you’ve found yourself rubbing red, itchy eyes more than usual, you’re...
Hello Yellow! Introducing butter yellow – the new neutral colour this season. Quiet luxury and minimalistic fashion trends have encouraged endless shades of beige, grey, and dull neutrals. Colour has been wiped from our wardrobes! Stepping into spring and the recent arrival of the sunshine (in the UK – would you...
The publication of the Commonhold White Paper on March 3 has sparked significant discussions. The Government unveiled its proposals to make commonhold the default tenure for flats and multi-unit developments, with a clear aim to phase out the leasehold system. This move forms part of the broader leasehold reforms, aiming to...
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