As we get older, chances are that we, or someone we know, will develop cataracts – in one or both eyes. It’s part of the aging process and the changes in our eyes can start from, roughly, the age of 40. They affect people in different ways – some say they...
Buying property as a landlord is a significant investment, involving not just financial resources but also legal considerations. As residential real estate solicitors, our role is pivotal in ensuring that the process is smooth, legally sound, and aligned with the landlord’s investment goals. Here’s an in-depth look into how we assist...
Why is everyone investing in whiskey? It's a St Albans investment hack that no one is talking about. Nestled in the heart of Christopher Place sits Tomoka, a fine and rare spirits boutique. If you drink whiskey, this article is for you, and if you hate whiskey, even better. Those who have...
Autumn is upon us. Days are shorter than nights and the weather is, just in case you hadn’t noticed, a tad wet. “What’s this got to do with our favourite local independent optical practice?” we hear you ask. Well… Driving at night or in challenging lighting conditions, such as rain or...
Coming into an inheritance in later life can lead to unexpected tax problems. But a gifting strategy and tax-efficient investing via pensions can mitigate these issues. Martin Cotter, Lumin Wealth’s Managing Director, explains more. The phenomenon known as the Great Wealth Transfer means younger generations are set to inherit large sums...
This festive season, Christopher Place offers a luxurious gifting experience. Whether you're looking for home comforts from The White Company, stylish fashion from Whistles, or pampering treatments from Neal's Yard Remedies, you'll find the perfect gifts for your loved ones. With everything from elegant homewares to luxurious skincare, there’s something to...
Now that the children are (more or less) settled back into school, it’s time to think about you. We’re talking about wellness, beauty, and reconnecting with friends after a long summer of child-friendly activities. It’s easy to forget how exhausting summer can be for parents, from organising day trips to arranging...
“Baby, you can drive my car” purred the Beatles on their 1965 album Rubber Soul. However, it might cost you up to 335% more* than a comparable car to buy if it just happened to have been owned by a rock-star, celebrity or person of note (* having considered a...
Accessing pension benefits can come with a major trap. Triggering the Money Purchase Annual Allowance places a limit on all further contributions. Martin Cotter, Managing Director of Lumin Wealth, explains more. Although many UK adults (and/or their employer) can pay £60,000 into a defined contribution (money purchase) pension in each tax...
In the wake of recent anti-immigration riots, employers may find themselves facing a challenging situation if any of their employees are implicated in these events. Managing such a scenario requires a careful, balanced approach that respects the rights of the individuals involved while safeguarding the company’s reputation and workplace harmony. Below are...
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