It’s an emotional and potentially life-changing moment. But without a clear plan, the risks of not optimising your inheritance is significant. Lumin Wealth’s Managing Director, Martin Cotter, explains more. Receiving a lump sum inheritance can be life-changing, but it often comes during a time of profound emotional upheaval following the loss...
October in St Albans is full of colour, tradition, and community spirit. Highfield Park’s Apple Day is one of those highlights that brings families, neighbours, and visitors together to celebrate orchards, harvests, and the simple joy of crisp autumn apples. You may well find apple pressing, local produce, storytelling, children’s trails,...
Independent jewellery boutique Elements By Nature has officially opened its doors in The Maltings Shopping Centre, marking its second store outside London. Elements By Nature showcases handmade, fine jewellery inspired by the natural world, with each piece celebrating traditional craftsmanship. The collections featurenatural stones sourced from Thailand, Brazil, and Bali, paired...
If you are buying or selling a home for someone else, or if you need someone to act on your behalf, a Lasting Power of Attorney (LPA) can make this possible. However, using an LPA in property transactions involves more than simply signing documents for someone else. There are specific legal...
Every year, National Eye Health Week reminds us of a simple truth: how we live has a direct impact on how we see. This year’s theme is “Live Well, See Well”, and it is the perfect invitation to think about the everyday habits that keep our eyes in good shape...
Fund costs can be confusing and may lack transparency. You should carefully examine all-in charges to ensure you’re not overpaying for your investments. Lumin Wealth’s Managing Director, Martin Cotter, explains more. It’s crucial to understand the investment fees you’re being charged, as some may not be clearly disclosed or easily understood....
September marks Sports Eye Safety Month, which might sound a little niche, but when you think about it, your eyes are involved in pretty much every sport going. Whether you are on the hockey pitch, the tennis court, the rugby field, or the golf course at Batchwood, your eyes are...
We have said it before and we will keep on saying it: colour blindness is far more common than most people realise. Around one in 12 men and one in 200 women in the UK live with some form of colour vision deficiency.That means thousands of people across Hertfordshire, including...
At EYES on St Albans, we take glasses seriously. Well, our kind of seriously. But we also know that style matters, comfort counts, and exclusivity? Well, that’s the cherry on top of the specs.So when we got our hands on the new Brett collection – a striking line of men’s...
A new job can be a life-changing opportunity. But it’s also a great chance for many savers to evaluate their workplace/personal pension planning. Lumin Wealth’s Managing Director, Martin Cotter, explains more. Starting a new job is a natural time to reassess your pension planning. Your pensions are the bedrock of retirement...
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