Lumin Wealth’s Managing Director, Martin Cotter, highlights the importance of optimising valuable, tax-efficient allowances ahead of the end of the tax year. Using annual allowances and tax wrappers effectively forms the backbone of a robust financial plan. Many of these valuable allowances operate on a ‘use it or lose it basis’....
Lumin Wealth’s Managing Director, Martin Cotter, explains why a career move is a good time to reassess retirement plans. One of the less commonly talked about opportunities to refine and optimise retirement plans – and more broadly your finances as a whole – arises from a career change, whether that’s in...
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