We’re not afraid of an open conversation here at EYES on ST Albans. Let’s be honest – there’s a lot to deal with during peri-menopause and menopause.Hot flushes, brain fog, mood swings and possibly a load of other unexpected symptoms… and now, we’re here to tell you that your eyes...
Small business owners can use a number of allowances and planning measures to ensure their exit is tax-efficient, and that they make good use of post-exit assets. Lumin Wealth’s Managing Director, Martin Cotter, explains more. Whether you’re passing on the business to younger family members, or selling up, there are plenty...
News that former One Direction star Liam Payne passed away without a will has brought renewed focus to the importance of proper estate planning. Liam’s estate, reportedly worth £24 million, will now be subject to the statutory rules of intestacy. As he was unmarried at the time of his death, his...
At EYES on St Albans, we know the look. That squinty, screen-weary stare. The “I’ve been in back-to-back Zooms and now I can’t remember what natural light feels like” expression as you arrive on the sunny side of Marshalswick wondering whether it’s appropriate to put your sunnies on when it’s...
With unused pension funds set to form part of the estate, savers with large pension pots will be considering their options. With the right planning you can negate or reduce an IHT liability. Lumin Wealth’s Managing Director, Martin Cotter, explains more. From 6 April 2027, unused pension funds and death benefits...
(or How to Protect Your Teen’s Eyesight Without Them Noticing - Stealth tactics for parents of GCSE and A-Level warriors) Ah, exam season in St Albans. The scent of blossom in the air, birds singing merrily — and inside every home, a teenager buried under revision notes, blue light blazing from...
At EYES on St Albans, we’re all about celebrating the people, places and passions that make our city so brilliant. That’s why we’re absolutely delighted to announce that we’re one of several awesome businesses sponsoring St Albans Rugby Club’s 2025 charity kit. A Partnership Rooted in CommunityThis is a huge moment...
Suffering a life changing injury is an incredibly emotional and challenging experience. It can leave you feeling overwhelmed, uncertain about the future and concerned about how to manage your finances. Receiving compensation after a personal injury can offer much-needed relief — but safeguarding that money is just as important, especially to protect...
Many people have large amounts of money in savings accounts, but holding too much cash in short-term products can be detrimental to wealth-building efforts. With savings rates falling, you risk sabotaging long-term returns. Lumin Wealth’s Managing Director, Martin Cotter, explains more. Analysts may be expecting a slower rate cutting cycle, due...
Spring is in full swing here in St Albans - the trees are in blossom, the birds are chirping, and for many of us, the pollen is pummelling. Hayfever season can be a beautiful nightmare, especially for your eyes.If you’ve found yourself rubbing red, itchy eyes more than usual, you’re...
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