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Seeing colour differently – EYES on St Albans introduces ShadeShift If there’s one thing we all know well, it’s that the weather likes to keep us guessing.Bright sunshine on the school run (we live in hope). Cloud cover by lunchtime. Glare sneaking in just as you’re driving home. Which is why...

Lumin managing director Martin Cotter tackles your biggest money questions – from offshore investment bonds and personal injury trusts, to whether impaired life annuities could boost your retirement income. What are the options for offshore investment bonds after maximising other tax allowances? Once you have used all your main UK tax allowances...

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