Savers are finding comfort in higher rates, but interest earned on cash is rarely sufficient to expand wealth. Investments offer greater return potential in the long run, as Lumin’s Managing Director Martin Cotter explains. Uncomfortable losses for bond investors and sustained volatility in the equity market may make cash a tempting...
We were delighted when 3 Best Rated included EYES on St Albans in their 2018 listings. We’d not been open long and to have achieved so highly on their ratings system was proof to us that we were on the right track. To be included again in 2019 was great –...
Embarking on the journey of purchasing a property can be both thrilling and daunting. Whether you’re a first-time buyer or a seasoned investor, navigating the real estate market requires careful consideration and strategic planning. Here are Sherrards Solicitors' top five tips to help you in your pursuit for the perfect property: 1...
As part of ‘Try January”, this week I’m venturing into Australia. Australia is one of the world’s largest and most successful wine producers, exporting around 800 million litres of wine annually to over 100 countries. The Australian wine industry contributes over $40 billion to the national economy and employs over...
Beat the January blues with an invigorating and rejuvenating treatment at Air Aesthetics in Christopher Place Shopping Centre...
We’re not going to go down the Blue Monday route. Although we have some great blue frames in store at the moment if they’re your thing. Yellow Tuesday – well, it’s a bit tenuous but seeing as our other title was ‘EYES on another collaboration’ we thought we’d mix things up a...
How can family-run businesses navigate the tax maze and implement financial efficiencies, while also incorporating a robust succession plan? Martin Cotter, Managing Director of Lumin Wealth, shares some tips. With so much time spent on running the business in the day-to-day, family businesses often don’t take a step back and consider...
We’re back. To what we laughingly refer to as ‘normal’. Opening hours are as they were last year, we’ve got our new 2024 diary and have eye examination appointments available (call us on 01727 838003 or pop in). We’ve found over the years, that the Christmas/New Year period is when many...
With the right planning, and careful use of allowances, a couple can significantly lighten their tax load in retirement, as Lumin’s Managing Director Martin Cotter explains. Most retirees can substantially reduce their tax burden once they stop working. With careful management and disciplined use of allowances a couple could be able...
A look behind the scenes of the St Albans-based law firm's in-house training facility with partner Michael Lewis to find out what it offers the legal talent of tomorrow...
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