Time flies when you’re doing what you love. Jez Levy and the team at EYES on St Albans celebrated the fifth anniversary of the Marshalswick shop opening this week. Five years of “Eyecare of Excellence – Eyewear that Rocks!” mixed with active community involvement across the city and more years of experience...
Christopher Place Shopping Centre is proud to once again welcome exotic ice cream parlour Darlish for the foreseeable future. Laura Bill had the enviable job of tasting samples while finding out more about the shop and its founder. Unable to find the ice cream flavour she craved, Darlish founder and owner...
Advice from a professional can help ease the burden when dividing pensions during a divorce. Lumin Wealth's pensions on divorce expert Simon Ricca explains more. Divorces can be a stressful and complicated time for both parties, but seeking financial advice on your pension options can help you save money, streamline the...
Lumin Wealth’s Managing Director Martin Cotter explains how prudent financial planning can help company directors mitigate tax bills and boost retirement assets. The standard rate of corporation tax has risen from 19% to 25%, while the dividend allowance of £2,000 has been halved, and is set to be halved again for...
In his latest column, Lumin Wealth’s managing director Martin Cotter explains how higher earners can achieve large tax savings via pension contributions. The additional rate threshold was cut to £125,140 from £150,000 from 6 April, so certain higher earners will see a larger proportion of their salary fall into the highest...
Lumin Wealth’s Managing Director Martin Cotter explains what the Spring Budget tax changes mean for your pension. The Chancellor is certainly keeping the Lumin team on its toes. Our Financial Planning team has been fielding a number of queries from clients in light of some significant changes to pension taxation in...
Lumin Wealth’s Managing Director, Martin Cotter, highlights the importance of optimising valuable, tax-efficient allowances ahead of the end of the tax year. Using annual allowances and tax wrappers effectively forms the backbone of a robust financial plan. Many of these valuable allowances operate on a ‘use it or lose it basis’....
Lumin Wealth’s Managing Director, Martin Cotter, explains why a career move is a good time to reassess retirement plans. One of the less commonly talked about opportunities to refine and optimise retirement plans – and more broadly your finances as a whole – arises from a career change, whether that’s in...
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