Opting for a mix of an annuity purchase and flexible drawdown can help savers enjoy the security of a guaranteed income in retirement, without sacrificing flexibility and investment returns. Lumin Wealth’s Managing Director Martin Cotter explains more. Rate increases over the past year have seen annuities become a relatively more attractive...
We’re back to school and back to work. After a dreary August, it’s scorching outside and, on the 6th September, Colour Blindness Awareness Day is once again upon us. Why the 6th September? Well… it’s John Dalton’s birthday! We’ll explain; John Dalton was a scientist who was born on 6th September 1766....
One of our most popular collections of frames at EYES on St Albans are those ‘really brightly coloured ones’ that you see as you walk past the shop. We sat down with Jez to find out a bit more about them...
We were recently chatting with a colleague (Hannah) who has a condition called Retinitis Pigmentosa (RP). This genetic condition affects about one in four thousand people and causes gradual decline and loss of the light sensing cells called photoreceptors in the retina. There are over 100 genetic variations known to cause...
We meet the founder of Tomoka, St Albans' spirits and Champagne boutique, based in Christopher Place Shopping Centre. One of the selling points of St Albans' late, lamented cocktail bar Mokoko was the way it sourced fun and unusual spirits to mix, a practice which naturally led to customers enquiring where...
For families with step-children a robust succession plan can help ensure assets stay within bloodlines, while providing clarity and peace of mind. Lumin Wealth’s Managing Director Martin Cotter explains more. Succession planning can be very important for blended families where a couple have a child, or children, from previous relationships. This...
We get it. The last thing you’re probably thinking about if you’re off on a holiday flight this month is looking after your eyes. However, there are a few things that you can do that should mean those dry, gritty eyes that you get after flying can be avoided which...
Just a couple of weeks after celebrating the 5th anniversary of EYES on St Albans opening in Marshalswick, Jez Levy has now marked 40 years in the optical industry. We sat down for a chat about his journey from a Saturday job on St Albans market to where he is...
Inflation has remained stubbornly high, with the average UK household facing living costs that are around 20% higher than a couple of years ago. Lumin Wealth’s managing director Martin Cotter explains what this means for your retirement. People typically have numerous plans and goals for their retirement, but too often not...
We’ll start with the apology now. This week we’re talking sunshine – long sunny days, glare, driving into evening sun, holidays, getting out and about in the summer. If (when) the weather warnings come, we’re sorry. You really should be protecting your eyes from the sun just as much as you...
Contribute
You can help keep quality local journalism alive by making a one-off donation or set up a regular direct debit. Any contributions will help ensure the long-term future of the St Albans Times.
